We are so glad you’re here! This is your getting started guide as a new Thrive member. We are here to help you succeed, so don’t hesitate to schedule an appointment, give us a call or stop in and see us! Thank you for supporting credit unions.
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Thrive’s Address:
4501 S Delaware Dr. Muncie, IN 47302
Routing Number:
274975437 -
We like your friends, too!
Introduce us and get rewarded.
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Enjoy the benefits of e-statements today!
Instant access to monthly statements
More secure without sensitive information laying around
Less paper clutter— and you’re eco-friendly!
Sign up by logging in to your online banking and navigate to the Statements tab. If you are not already enrolled, click Enroll and it’s that easy!
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View balances, make your loan payment, transfer to other Thrive members or use bill pay, all from your device!
Login on the website here, or visit the top of this page and click on Online Banking Login.
For the Thrive mobile app, download here:
Google Play Store
Apple Store -
Control your debit card all from one app!
So many ways to control your card, plus your children’s cards as well!
-Lost your card? Temporarily lock it while you search.
-Prefer notifications every time a purchase is made on your credit card? You can even set restrictions on purchases as well.
-Want to use parental controls on your child’s debit card? Control where they spend and how much, all for free!
Add as many cards you want, even from other institutions!
Download it here:
Google Play Store
Apple Store -
Have you checked your credit report recently? Interested in tracking your credit score? Enroll in Credit Score today! This free tool is located within your online banking - on the website or on your device!
Credit Score shows your full credit report, including closed accounts. Find out what impact a new purchase or credit line will have on your finances by using the built in simulator. Looking to refinance with Thrive? Custom offers show you how much you can save with us!
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Thrive Credit Union offers personalized financial counseling services to help members achieve their financial goals and improve their overall financial well-being. Our certified financial counselors provide one-on-one guidance in areas such as budgeting, debt management, credit score improvement, and saving for future goals like homeownership or education. We understand that each member's financial situation is unique, so we want to take the time to learn what areas you need help in and give you those resources to improve. Whether you're looking to reduce debt, build credit, or plan for a major life event, our counselors are here to support you every step of the way with practical advice and actionable plans.
Ready to speak with our financial counselor? Meet with McKenna, our Community Connector.
Schedule your appointment here. -
If you chose to opt in to our Identity Theft Protection, you're covered for $1.95 per month!
Learn More Here
Need to opt-in? Give us a call or send us a secure message through your online banking. -
Courtesy Pay is a noncontractual overdraft protection service that we may offer to our members with eligible checking accounts. As long as you maintain your account in good standing, we may cover insufficient fund items up to your approved $500 Courtesy Pay Limit. We will charge our $24.00 overdraft fee and send you a notice each time an overdraft occurs. You are required to bring your account to a positive balance within 30 days.
To opt in, click here.
**Please note, new members have a 60 day entry period before coverage begins. Coverage will take effect on day 61.
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To find our locations and hours, visit here.
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At Thrive Credit Union, we are committed to supporting our members and the wider community by connecting them with essential resources. These resources are designed to provide immediate relief and long-term support, helping our community members navigate challenging circumstances with dignity and care.
We encourage members to reach out if they need assistance connecting with these resources or if they require additional support in navigating their options.