Visa Platinum

A credit card that rewards you with our lowest rate available. 

9.9% APR* 
Credit Limit:
$2,500.00 - $15,000.00

Platinum Benefits 

Thrive Visa Platinum provides a competitive interest rate of 9.9% APR. 

  • Credit Limit: $2,500.00 - $15,000.00

  • No annual fee and low fixed purchase rate of 9.9% APR

  • APR for Balance Transfers - 7.9% APR 

  • APR for Cash Advances - 9.9%

  • 25-day grace period on purchases when balance is paid in full each month

  • No Cost Travel Protection 

  • Visa Alerts 

  • Credit insurance available for a nominal fee

Visa Gold

Earn 1% cash back on every purchase once you spend $1,000.


11.9% APR* 
Credit Limit:
$1,500.00 - $10,000.00

Gold Benefits 

Thrive Visa Gold combines the best of both worlds: a low, fixed 11.9% APR and a cash-back bonus that rewards you for your purchases.

  • Credit Limit: $1,500.00 - $10,000.00

  • No annual fee and low fixed purchase rate of 11.9% APR

  • APR for Balance Transfers - 9.9% APR 

  • APR for Cash Advances - 11.9%

  • Earn 1% cash back on every purchase you make once you spend $1,000.

  • 25-day grace period on purchases when balance is paid in full each month

  • No Cost Travel Protection 

  • Visa Alerts

Visa Classic

A credit card that helps you Thrive!


13.9% APR*
Credit Limit:
$500.00 - $5,000.00

Classic Benefits 

Thrive Visa Classic provides a competitive interest rate of 13.9% APR. 

  • Credit Limit: $500.00 - $5,000.00

  • No annual fee and low fixed purchase rate of 13.9% APR

  • APR for Balance Transfers - 11.9% APR 

  • APR for Cash Advances - 13.9%

  • 25-day grace period on purchases when balance is paid in full each month

  • No Cost Travel Protection 

  • Visa Alerts 

  • Credit insurance available for a nominal fee

Visa Secured

Rebuild your credit or start your credit journey with a prepaid credit line!


13.9% APR*
Credit Limit:
$500.00 - $5,000.00

Secured Benefits 

Thrive Visa Secured provides a competitive interest rate of 13.9% APR while establishing or rebuilding credit. 

  • Credit Limit: $500.00 - $5,000.00

  • No annual fee and low fixed purchase rate of 13.9% APR

  • APR for Balance Transfers - 11.9% APR 

  • APR for Cash Advances - 13.9%

  • 25-day grace period on purchases when balance is paid in full each month

  • No Cost Travel Protection 

  • Visa Alerts 

  • Credit insurance available for a nominal fee

Delaware Branch

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Wheeling Branch

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Morrison Branch

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Thrive Referral Program

Learn More