Student Loan Refinancing
Thrive’s Student Loan Eliminator helps you consolidate your student loans into one loan with a fixed rate and term, helping you pay off your loans quicker and pay less interest over time.
Loan Criteria:
Member must have used student loans towards a degree/schooling
Member must have made 3 years of payments to the current lender with no late payments, deferrals or forbearance
Amount loaned up to $30,000.00
Must have a credit score of at least 660
Term of loan – up to 8 years
Eligible Loans – federal and private
Degree Types – graduate and undergraduate
This loan is not to be used to finance education but to pay off current student loan debt.
Personal Loans
Applying for a personal loan at Thrive Credit Union is fast and easy. We’ll work with you to find a term that fits your budget. As always, with Thrive, the rates are some of the best you’ll find.
Fixed-Rate Personal Loan
Terms up to 60 months
No early payoff fees
Competitive Interest rates
Personal Line of Credit
Variable Interest Rate
Payments 1.5% of outstanding balance
Credit line available to use in case an emergency pops up
Home Equity Loans
Use the equity in your home to consolidate high-interest debt with the option of a fixed-term or variable-rate line of credit loan.
Fixed-Rate Home Equity Loan
Fixed term available for 5, 10, or 15 years
No prepayment penalties
Competitive Interest Rates
Home Equity Line of Credit
Variable rate tied to prime.
Payment 1% of outstanding balance
Once the debt is paid off, you have a credit line available for those home improvements you have put off
Visa Platinum Card
Our no annual fee Platinum Mastercard offers a low-interest rate of 9.9% APR*.
Card Details:
Low-interest balance transfer rate of 7.9% APR*
Non-variable rates among the lowest you’ll find
Accepted by millions of merchants worldwide
Credit lines available from $2,500.00 – $15,000.00
APR* - Annual Percentage Rate
