Additional Disclosures
Agreements and Disclosures
THIS IS A SUPPLEMENT TO AND NOTICE OF CHANGE IN TERMS OF THE ACCOUNT AGREEMENT, ACCOUNT DISCLOSURES, AND FUNDS AVAILABILITY POLICY DISCLOSURE FOUND WITHIN YOUR THRIVE CREDIT UNION AGREEMENTS AND DISCLOSURES. THE CHANGED INFORMATION IS IDENTIFIED BELOW, AND ALL OTHER INFORMATION IN YOUR AGREEMENTS AND DISCLOSURES REMAINS UNCHANGED. PLEASE READ THE INFORMATION BELOW IN ORDER TO BECOME FAMILIAR WITH THE NEW TERMS AND CONDITIONS OF YOUR ACCOUNT, AND NOTIFY A CREDIT UNION REPRESENTATIVE IF ANY PARTS ARE UNCLEAR.
ACCOUNT DISCLOSURE
Effective October 5, 2026 Your Elite Checking Account will be discontinued and you will need to choose a new Checking Account from the following list: (i) Simple Checking Account; or (ii) Ultimate Checking Account; or (iii) 55+ Checking Account, as set forth below. Please refer to Your new terms and conditions designated below.
SPECIFIC TERMS APPLICABLE TO YOUR
SIMPLE CHECKING ACCOUNT
Dividend Information. No dividends are paid on this Account.
Minimum Balance Requirements. The minimum balance required to open this Account is $20.00.
Transaction Limitations. No transaction limitations apply to this Account.
Additional Information. In order to avoid a fee, You must consent to receive documents electronically (estatements).
SPECIFIC TERMS APPLICABLE TO YOUR
55+ CHECKING ACCOUNT
Dividend Information. No dividends are paid on this Account.
Minimum Balance Requirements. The minimum balance required to open this Account is $20.00.
Transaction Limitations. No transaction limitations apply to this Account.
SPECIFIC TERMS APPLICABLE TO YOUR
ULTIMATE CHECKING ACCOUNT
Variable Rate Information. This Account is subject to a Variable Rate. For the current dividend rate and corresponding APY, refer to the accompanying account disclosure rate supplement which We have included with and made a part of this Disclosure.
Minimum Balance Requirements. The minimum balance required to open this Account is $20.00.
Transaction Limitations. In order to avoid a fee, You must consent to receive Your periodic statements electronically (estatements). In order to earn dividends at the disclosed rate, each month you must: (a) make 15 or more debit card transactions using Your VISA Debit Card each month (that post and clear Your Account, as evidenced by Your monthly statement); and (b) make one or more direct deposits each month (that post and clear Your Account, as evidenced by Your monthly statement.
ACCOUNT DISCLOSURE
Effective October 5, 2026 Your Regular Checking Account will be renamed to Simple Checking Account. All other information contained in Your original Account Disclosures remains unchanged. Please refer to Your new terms and conditions designated below.
SPECIFIC TERMS APPLICABLE TO YOUR
SIMPLE CHECKING ACCOUNT
Dividend Information. No dividends are paid on this Account.
Minimum Balance Requirements. The minimum balance required to open this Account is $20.00.
Transaction Limitations. No transaction limitations apply to this Account.
Additional Information. In order to avoid a fee, You must consent to receive documents electronically (estatements).
NEW FEES: The fees set forth below that are being added and appear in bold italic text.
Ultimate Checking Account Paper Statement Fee
$5.00 per statement
Simple Checking Account Paper Statement Fee
$5.00 per statement
Copyright Oak Tree Business Systems, Inc., 2026. All Rights Reserved. OTBS T44A CIT THRI (8/26)