Thrive Credit Union can help you earn higher dividends on your deposits with share certificates. With low minimum balance requirements and a variety of terms, share certificates are a great savings option for just about everyone. Terms are available from 6 months to 5 years with a minimum balance of as low as $500.00. Of course, the more you deposit, the more you earn. You have several options on how your dividends are paid.
Options: You can have dividends compounded quarterly, transferred quarterly, or paid by check quarterly. A penalty will be imposed for early withdrawal.
Estimate your savings with our Share Certificate Calculator.
Share Certificates
Dividends posted quarterly effective 1/19/2022 and are subject to change without notice.
| Account Type | Minimum | Maximum | APR * | APY ** |
|---|---|---|---|---|
| 3 Months | 0.15% | 0.15% | ||
| 6 Months | 0.30% | 0.30% | ||
| 6 Months | $10,000 | 0.35% | 0.35% | |
| 12 Months | 0.45% | 0.45% | ||
| 24 Months | 0.60% | 0.60% | ||
| 36 Months | 0.70% | 0.70% | ||
| 48 Months | 0.80% | 0.80% | ||
| 60 Months | 0.90% | 0.90% |
** APY is Annual Percentage Yield