Share Certificates

Thrive Credit Union can help you earn higher dividends on your deposits with share certificates. With low minimum balance requirements and a variety of terms, share certificates are a great savings option for just about everyone. Terms are available from 6 months to 5 years with a minimum balance of as low as $500.00. Of course, the more you deposit, the more you earn. You have several options on how your dividends are paid.

Options: You can have dividends compounded quarterly, transferred quarterly, or paid by check quarterly. A penalty will be imposed for early withdrawal.

Estimate your savings with our Share Certificate Calculator.

Share Certificates

Dividends posted quarterly effective 1/19/2022 and are subject to change without notice.

Account TypeMinimumMaximumAPR *APY **
3 Months0.15%0.15%
6 Months0.30%0.30%
6 Months$10,0000.35%0.35%
12 Months0.45%0.45%
24 Months0.60%0.60%
36 Months0.70%0.70%
48 Months0.80%0.80%
60 Months0.90%0.90%
* APR is Annual Percentage Rate
** APY is Annual Percentage Yield