Share Certificates

Thrive Credit Union can help you earn higher dividends on your deposits with share certificates. With low minimum balance requirements and a variety of terms, share certificates are a great savings option for just about everyone. Terms are available from 6 months to 5 years with a minimum balance of as low as $500.00. Of course, the more you deposit, the more you earn. You have several options on how your dividends are paid.

Options: You can have dividends compounded quarterly, transferred quarterly, or paid by check quarterly. A penalty will be imposed for early withdrawal.

Estimate your savings with our Share Certificate Calculator.

Share Certificates

Dividends posted quarterly effective 04/01/2020 and are subject to change without notice.

Account TypeMinimumMaximumAPR *APY **
3 Months0.20%0.20%
6 Months0.40%0.40%
6 Months$10,0000.50%0.50%
12 Months0.60%0.60%
24 Months0.80%0.80%
36 Months0.90%0.90%
48 Months1.05%1.06%
60 Months1.25%1.26%
* APR is Annual Percentage Rate
** APY is Annual Percentage Yield