Thrive Credit Union can help you earn higher dividends on your deposits with share certificates. With low minimum balance requirements and a variety of terms, share certificates are a great savings option for just about everyone. Terms are available from 6 months to 5 years with a minimum balance of as low as $500.00. Of course, the more you deposit, the more you earn. You have several options on how your dividends are paid.
Options: You can have dividends compounded quarterly, transferred quarterly, or paid by check quarterly. A penalty will be imposed for early withdrawal.
Estimate your savings with our Share Certificate Calculator.
Share Certificates
Dividends posted quarterly effective 01/15/2020 and are subject to change without notice.
| Account Type | Minimum | Maximum | APR * | APY ** |
|---|---|---|---|---|
| 3 Months | 0.25% | 0.25% | ||
| 6 Months | 0.60% | 0.60% | ||
| 6 Months | $10,000 | 0.75% | 0.75% | |
| 12 Months | .80% | .80% | ||
| 24 Months | 1.05% | 1.05% | ||
| 36 Months | 1.19% | 1.20% | ||
| 48 Months | 1.34% | 1.35% | ||
| 60 Months | 1.49% | 1.50% |
** APY is Annual Percentage Yield
| Share Certificate Special | Rate | Yield |
|---|---|---|
| 16 month special | 1.74% | 1.75% |
| 16 month with checking | 1.84% | 1.85% |
| 28 month special | 1.94% | 1.95% |
| 28 month with checking | 2.03% | 2.05% |