Checking Accounts

Switch your Checking Account and help your community Thrive!

Thrive Credit Union will donate $25 to the Boys and Girls Clubs of Muncie for every new checking account opened through December 29th, 2020. (total donation amount up to $2,000). Learn more at 



Thrive Credit Union gives you the convenience, service and security you are looking for in your checking account. With our convenient 24 hour online account access, Mobile Banking and Bank by Phone, you have the ability to check balances, transfer funds and monitor your account anytime day or night. Visit one of our two branches in Muncie and our friendly tellers will assist you in making deposits, withdrawals or help you with any of your financial needs.

For a low monthly fee of $1.95, we will monitor your checking account and detect any risk of identity theft, giving you the ease of knowing we are always looking out for you.

If your ATM or Debit Card is lost or stolen, please call 1-800-523-4175

Click here to sign up for Debit alerts with your Thrive Debit Card.

Choose from one of Thrive’s three types of checking accounts:

Dividends posted monthly effective 12/23/2020 and are subject to change without notice.

Account TypeMinimumMaximumAPR *APY **
Elite Checking Account$1,000.000.05%0.05%
Ultimate Checking$0.00$15,0002.00%
* APR is Annual Percentage Rate
** APY is Annual Percentage Yield
*** Dividends Posted Monthly

*Qualifications apply to earn dividends on Elite and Ultimate Checking Accounts. See details by visiting Ultimate Checking or Elite Checking.