Debt Consolidation Loans

Low Rates.
Flexible Options.
No Early Payoff Fees.


Is high interest debt stressing you out? Let Thrive Credit Union help you consolidate those balances with a low interest debt consolidation loan. Our staff will review your finances and find the right fit for you.  We have three options to help pay down those balances and get out of debt quicker.

Option 1
Personal Loans 

Applying for a personal loan at Thrive Credit Union is fast and easy. We’ll work with you to find a term that fits your budget. As always, with Thrive, the rates are some of the best you’ll find.

Fixed Rate Loan
  • Terms up to 60 months 
  • No early payoff fees
  • Competitive Interest rates
Personal Line of Credit
  • Variable Interest Rate
  • Payments 1.5% of outstanding balance
  • Credit line available to use in case an emergency pops up


Option 2
Platinum Visa Credit Card 

Our no annual fee Platinum Mastercard offers a low interest rate of 9.9% APR*.

  • Low interest balance transfer rate of 7.9% APR*
  • Non-variable rates among the lowest you’ll find
  • Accepted by millions of merchants worldwide
  • Credit lines available from $2,500 – $15,000.

Option 3
Home Equity Loans

Use the equity in your home to consolidate high interest debt with the option of a fixed term or variable rate line of credit loan.

Fixed Rate Home Equity Loan
  • Fixed term lavailable for 5, 10 or 15 years
  • No prepayment penalties.
  • Competitive Interest Rates.
Home Equity Line of Credit
  • Variable rate tied to prime.
  • Payment 1% of outstanding balance.
  • Once the debt is paid off, you have a credit line available for those home improvements you have put off.

Give us a call or stop by a branch to learn more about a debt consolidation loan from Thrive!

*APR is Annual Percentage Rate. See Rate & Fee Information for Thrive Credit Cards. All loans are subject to approval.