What Does Thrive Credit Union Do with Your Personal Information?
WHY?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires use to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and Account Balances
Income and Transaction History
Credit History and Credit Scores
When you are no longer our customer, we continue to share your information as described in this notice.
HOW?
All financial companies need to share consumers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their consumers personal information; the reasons Thrive Credit Union chooses to share; and whether you can limit this sharing.
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION
| Does Thrive Credit Union share? | Can you limit this sharing? | |
|---|---|---|
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes— to offer our products and services to you |
Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates' everyday business purposes— information about your transactions and experiences |
Yes | No |
| For our affiliates' everyday business purposes— information about your creditworthiness |
No | We don't share |
| For nonaffiliates to market to you | No | We don't share |
WHO WE ARE
Who is providing this notice?
Thrive Credit Union
WHAT WE DO
How does Thrive Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Thrive Credit Union collect my personal information?
We collect your personal information, for example, when you
Open an account or account transaction
Pay your bills or apply for a loan
Use your debit or credit card
We also collect your personal information from others such as credit bureaus or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
Sharing for affiliates’ everyday business purposes – information about your creditworthiness
Affiliates from using your information to market to you
Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
DEFINITIONS
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Thrive Credit Union has no affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Thrive Credit Union does not share with non affiliates so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Out joint marketing partners include insurance companies.