Checking/Savings Accounts
| Non-Sufficient Funds Fee - Share Drafts, ACH, ATM & Debit Card Transactions | $27.00 per item |
| Paid Non-Sufficient Funds Item Fee | $27.00 per item |
| Stop Payment & Courtesy Pay Fee Share Drafts, ACH, ATM, & Cashier Check | $27.00 per item |
| Returned Deposit Item Fee | $5.00 per item |
| Account History Printout Fee | $1.00 per page |
| Reopen Account Fee | $15.00 |
| Check Cashing Fee - single Service Account with share balance less than $50.00 | $3.00 |
| Dormant Fee - No account activity for 2 years | $10.00 per month |
| Overdraft Transfer Fee | $2.00 per transfer |
| Returned Mail or Statement Incorrect Address | $5.00 |
| Reconcilement/Research Fee After the first 30 mins | $25.00 per hour |
| Share Draft Checks | Prices vary |
| ID Theft Protection | $1.95 per month |
Elite Share Draft
| Minimum Balance $1,000.00 | |
| Monthly Service Fee if Balance falls below $1,000.00 | $7.00 per month |
| Checks | No Charge |
Money Market Account
| Minimum Balance $2,500.00 |
| *You are allowed only three(3) withdrawals per month on this account. Loss of Interest for the Month if Balance falls below $2,500.00 |
Loan Fees
| Loan Late Fee at 20 days late | $20.00 per loan |
| Real Estate Subordination Fee | $100.00 |
| Loan Payment by Phone | $10.00 |
ATM/Debit Cards
| Replacement Card Instant Issue | $15.00 |
| Thrive Owned ATM Transaction Fee or use the Co-Op Network | No Charge |
| Other Credit Union Owned ATM Transaction Fee - Alliance One Network | $1.00 |
| Foreign ATM Transaction Fee | $1.00 |
| ATM Daily Withdrawal Limit | $500.00 per day |
| Debit Card Purchase Limit | $1,500.00 per day |
Visa Fees for Classic, Gold, Platinum Cards
| Blocked Card | $5.00 |
| NSF Payment | $30.00 |
| Statement Copy | $1.00 per statement |
| Classic Visa - Exceed Credit Limit | $10.00 per month |
| Gold/Platinum Visa Exceed Credit Limit Fee | $25.00 per month |
Prepaid Travel Cards
| Travel Card Purchase Load Fee $20.00 to $3,000.00 | $8.00 per card |
| Travel Card Reload Fee | $3.50 per card |
Other Service Fees
| Cashier’s Check | $3.00 each |
| Coin Cashing Fee Non-Members | 10% of Coin Total |
| Coin Cashing Fee Members | No Fee |
| Copies | $0.25 per page |
| Deposit Verification | $5.00 |
| Fax Service | $1.00 per page |
| Garnishment/Levy Fee | $20.00 each |
| Money Orders/Teller Checks | $3.00 each |
| Non-Member On Us Check Cashing | $5.00 per check |
| Notary Fee | $2.00 per item |
| Outgoing Domestic Wire | $20.00 each |
| Stop payment on a credit union check | $27.00 |