Student Loan Eliminator

Thrive’s Student Loan Eliminator helps you consolidate your student loan debt into one loan with a fixed rate and term, helping you pay off your loans quicker and paying less interest over time. 


  • Member must have used student loans towards a degree/schooling.
  • Member must have made 5 years of payments to current lender with no late payments, deferrals or forbearance.
  • Amount loaned up to $30,000
  • Must have a credit score of at least 660
  • Term of loan – up to 8 years
  • Eligible Loans – federal and private
  • Degree Types – graduate and undergraduate






*Rates available based on credit score. Other criteria may apply. This loan is not to be used to finance education, but to pay off current student loan debt.