The Visa Gold card is designed for the “experienced” credit user who is looking to earn cash rewards for their purchases. With low interest rates and cash rewards, the Visa Gold is designed to keep your monthly payments low and reward you for your spending at the end of each year.
- Credit Limit: $1,500 – $10,000
- Annual Percentage Rate (APR) for Purchases: 11.9% (based on credit)
- APR for Balance Transfers: 9.9%
- APR for Cash Advances: 11.9%
Cash Rewards (On Gold Rate Only): Earn 1% back when you spend over $1,000 annually. The reward will post as a credit to your VISA account annually in December. Rewards are earned on purchases; returns will be deducted from the calculation. If your account is closed, voluntarily or involuntarily, past due or over limit, you will forfeit all rewards.
Visa 24-hour Information Line: 1-855-522-2076
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