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Vehicle Rates
Rates Effective 10/03/2018.
| Description | Term Description | APR As Low As |
|---|---|---|
| New/Used 2018–2017 | 36 Months | 3.00% |
| 48 Months | 3.00% | |
| 60 Months | 3.50% | |
| 72 Months | 4.00% | |
| 84 Months | 4.50% | |
| 2016–2014 | 36 Months | 3.00% |
| 48 Months | 3.00% | |
| 60 Months | 3.50% | |
| 72 Months | 4.00% | |
| 2013–2011 | 36 Months | 3.50% |
| 48 Months | 3.50% | |
| 60 Months | 4.00% | |
| 2010–2008 | 36 Months | 4.50% |
| 48 Months | 5.00% | |
| 2007 & Older | 36 Months | 7.75% |
| 48 Months | 8.75% |
** Rates may be higher depending on credit score.
*** Rates listed are APR — Annual Percentage Rates.
Boats, Motorcycles — same rate as Vehicle Loans
Waverunners , ATVs and Snowmobiles — Add 1% to vehicle loans
CLASSIC/ANTIQUE/VINTAGE CARS: Add .50% on our highest secured car rate for up to 60 months. Autos only and they are subject to inspection.
Motor Home, Fifth Wheel, Travel Trailer Rates
| Description | Term Description | APR As Low As |
|---|---|---|
| New | 60 Months | 3.50% |
| 72 Months | 3.75% | |
| 84 Months | 4.00% | |
| 96 Months | 4.25% | |
| 108 Months | 4.50% | |
| 120 Months | 4.75% | |
| 2018–2012 | 60 Months | 4.50% |
| 72 Months | 4.75% | |
| 84 Months | 5.00% | |
| 96 Months | 5.25% | |
| 108 Months | 5.50% | |
| 120 Months | 5.75% | |
| 2012 and older | 60 Months | 5.50% |
| 72 Months | 5.75% | |
| 84 Months | 6.00% | |
| 96 Months | 6.25% | |
| 108 Months | 6.50% | |
| 120 Months | 6.75% |
** Rates listed are APR — Annual Percentage Rates.
Home Equity Rates
| Description | Term Description | APR As Low As |
|---|---|---|
| HE — Fixed Rate | > 5 Year | 4.50% |
| HE — Fixed Rate | 10 Year | 4.75% |
| HE — Fixed Rate | 15 Year | 5.00% |
| HE — Fixed Rate | 5 Year 71-90% LTV | 4.50% |
| HE — Fixed Rate | 10 Year 71-90% LTV | 5.00% |
| HE — Fixed Rate | 15 Year 71-90% LTV | 5.25% |
| Line of Credit | 20 | 5.25% Variable - Adjusts Monthly % |
** APY on home equity loans equal quoted APR
Personal Loan Rates
| Term Description | APR As Low As |
|---|---|
| 42 Months | 10.00% |
| 48 Months | 11.00% |
** Rates listed are APR — Annual Percentage Rates.
APR is Annual Percentage Rate. Rates posted are base rates and may be higher depending on your credit score.
ALL RATES SUBJECT TO CHANGE AT DISCRETION OF BOARD OF DIRECTORS.