All Loan Rates

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Rates Effective 08/05/2020

Vehicle Rates

DescriptionTerm DescriptionAPR As Low As
New/Used 2020–201836 Months2.24%
48 Months2.24%
60 Months2.49%
72 Months2.99%
84 Months3.74%
2017–201536 Months2.49%
48 Months2.49%
60 Months2.74%
72 Months3.99%
2014–201136 Months3.24%
48 Months3.24%
60 Months3.74%
2011–200836 Months4.24%
48 Months4.49%
2007 & Older36 Months6.49%
* Rates include 0.25% deduction for direct deposit.
** Rates may be higher depending on credit score.
*** Rates listed are APR — Annual Percentage Rates.

Boats, Motorcycles — same rate as Vehicle Loans
Waverunners , ATVs and Snowmobiles — Add 1% to vehicle loans
CLASSIC/ANTIQUE/VINTAGE CARS: Add .50% on our highest secured car rate for up to 60 months. Autos only and they are subject to inspection.

Mortgage Rates

DescriptionTerm DescriptionAPR As Low As
Fixed Rate10 Year Click to View Today's Rate
Fixed Rate15 Year Click to View Today's Rate
Fixed Rate20 Year Click to View Today's Rate
Fixed Rate30 Year Click to View Today's Rate
Other LoansAnd MoreClick to view all mortgage loan types and rates

Home Equity Rates

DescriptionTerm DescriptionAPR As Low As
HE — Fixed Rate5 Year <70% LTV4.00%
HE — Fixed Rate10 Year <70% LTV4.25%
HE — Fixed Rate15 Year <70% LTV4.50%
HE — Fixed Rate5 Year 71-90% LTV4.50%
HE — Fixed Rate10 Year 71-90% LTV4.75%
HE — Fixed Rate15 Year 71-90% LTV5.00%
Line of Credit203.25% Variable - Adjusts Monthly %
* Add 2.00% on Rentals
** APY on home equity loans equal quoted APR

Personal Loan Rates

Term DescriptionAPR As Low As
24 Months6.74%
42 Months7.74%
60 Months8.99%
* Rates may be higher depending on credit score.
** Rates listed are APR — Annual Percentage Rates.

Personal Line of Credit Rates

DescriptionTerm DescriptionAPR As Low As
Personal Line of Credit5 Years6.25% Variable - Adjusts Monthly %

*Rates posted are base rates and may be higher depending on your credit score.

Student Loan Eliminator Loan Rates

Term Description APR as low as   
60 Months5.50%
72 Months5.75%
84 Months6.00%
96 Months6.25%

APR is Annual Percentage Rate. Rates posted are base rates and may be higher depending on your credit score.

ALL RATES SUBJECT TO CHANGE AT DISCRETION OF BOARD OF DIRECTORS.

Motor Home, Fifth Wheel, Travel Trailer Rates

DescriptionTerm DescriptionAPR As Low As
New60 Months3.75%
72 Months4.00%
84 Months4.25%
96 Months4.50%
108 Months4.75%
120 Months5.00%
2019–201260 Months4.75%
72 Months5.00%
84 Months5.25%
96 Months5.50%
108 Months5.75%
120 Months6.00%
2011 and older 60 Months5.75%
72 Months6.00%
84 Months6.25%
96 Months6.50%
108 Months6.75%
120 Months7.00%
* Rates may be higher depending on credit score.
** Rates listed are APR — Annual Percentage Rates.