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Rates Effective 01/15/2020
Vehicle Rates
| Description | Term Description | APR As Low As |
|---|---|---|
| New/Used 2020–2018 | 36 Months | 3.25% |
| 48 Months | 3.25% | |
| 60 Months | 3.50% | |
| 72 Months | 4.00% | |
| 84 Months | 4.50% | |
| 2017–2015 | 36 Months | 3.50% |
| 48 Months | 3.50% | |
| 60 Months | 3.75% | |
| 72 Months | 4.25% | |
| 2014–2011 | 36 Months | 4.25% |
| 48 Months | 4.25% | |
| 60 Months | 4.75% | |
| 2011–2008 | 36 Months | 5.00% |
| 48 Months | 5.50% | |
| 2007 & Older | 36 Months | 7.00% |
** Rates may be higher depending on credit score.
*** Rates listed are APR — Annual Percentage Rates.
Boats, Motorcycles — same rate as Vehicle Loans
Waverunners , ATVs and Snowmobiles — Add 1% to vehicle loans
CLASSIC/ANTIQUE/VINTAGE CARS: Add .50% on our highest secured car rate for up to 60 months. Autos only and they are subject to inspection.
Motor Home, Fifth Wheel, Travel Trailer Rates
| Description | Term Description | APR As Low As |
|---|---|---|
| New | 60 Months | 3.75% |
| 72 Months | 4.00% | |
| 84 Months | 4.25% | |
| 96 Months | 4.50% | |
| 108 Months | 4.75% | |
| 120 Months | 5.00% | |
| 2019–2012 | 60 Months | 4.75% |
| 72 Months | 5.00% | |
| 84 Months | 5.25% | |
| 96 Months | 5.50% | |
| 108 Months | 5.75% | |
| 120 Months | 6.00% | |
| 2011 and older | 60 Months | 5.75% |
| 72 Months | 6.00% | |
| 84 Months | 6.25% | |
| 96 Months | 6.50% | |
| 108 Months | 6.75% | |
| 120 Months | 7.00% |
** Rates listed are APR — Annual Percentage Rates.
Home Equity Rates
| Description | Term Description | APR As Low As |
|---|---|---|
| HE — Fixed Rate | 5 Year <70% LTV | 4.50% |
| HE — Fixed Rate | 10 Year <70% LTV | 4.75% |
| HE — Fixed Rate | 15 Year <70% LTV | 5.00% |
| HE — Fixed Rate | 5 Year 71-90% LTV | 4.50% |
| HE — Fixed Rate | 10 Year 71-90% LTV | 5.00% |
| HE — Fixed Rate | 15 Year 71-90% LTV | 5.25% |
| Line of Credit | 20 | 4.75% Variable - Adjusts Monthly % |
** APY on home equity loans equal quoted APR
Personal Loan Rates
| Term Description | APR As Low As |
|---|---|
| 24 Months | 6.74% |
| 42 Months | 7.74% |
| 60 Months | 8.99% |
** Rates listed are APR — Annual Percentage Rates.
Personal Line of Credit Rates
| Description | Term Description | APR As Low As |
|---|---|---|
| Personal Line of Credit | 5 Years | 6.25% Variable - Adjusts Monthly % |
*Rates posted are base rates and may be higher depending on your credit score.
Student Loan Eliminator Loan Rates
| Term Description | APR as low as | |||
|---|---|---|---|---|
| 60 Months | 5.50% | |||
| 72 Months | 5.75% | |||
| 84 Months | 6.00% | |||
| 96 Months | 6.25% |
APR is Annual Percentage Rate. Rates posted are base rates and may be higher depending on your credit score.
ALL RATES SUBJECT TO CHANGE AT DISCRETION OF BOARD OF DIRECTORS.