Home Equity Loans

The equity in your home can be a powerful financial tool.

Whether you are making home improvements, going on vacation, consolidating debt or whatever your financial need might be, a home equity loan is a great choice. Home equity loans have lower interest rates than many other loans and the interest may be tax deductible! Thrive offers competitive interest rates and two home equity options available to meet your particular need.

Home Equity Line of Credit (HELOC)

  • Low monthly payment of 1% of outstanding balance
  • Interest rates equal to Prime Rate as published in Wall Street Journal
  • Loans up to 90% Loan to Value
  • Funds are easily accessible through transfer to other Thrive accounts or by using home equity checks tied to the account
  • View current rates

Fixed Home Equity Loan

  • Competitive fixed interest rates for term of the loan
  • Terms from 60 months to 180 months
  • Loans up to 90% Loan to Value
  • View current rates

2 easy ways to apply

  1. Begin your application process by phone or
  2. Stop by one of our three Thrive branches to start the application process.

Contact one of Thrive’s Home Loan Officers:

Delaware Branch
Brad Polk (p) 765-284-1015 ext. 106 (e) bpolk@thrivecu.org
Brandon Price (p) 765-284-1015 ext. 107 (e) bprice@thrivecu.org

Wheeling Branch
Sallie Ledbetter (p) 765-289-7001 ext. 201 (e) sledbetter@thrivecu.org

Morrison Branch
Nicole Prose (p) 765-381-8204 ext.305 (e) nprose@thrivecu.org

Thrive NMLS #409307