Auto Loans

Purchasing your next new or used vehicle doesn’t have to be stressful. At Thrive, financing your auto loan is not only quick, easy and convenient, we can help save you money with our competitive interest rates! We make the loan application process hassle free, with four easy ways to apply, to fit everyone’s needs!

How to Refinance your Auto Loan in 3 easy steps!

  1. Call 765-284-1015 press option 2, visit one of our Thrive locations or Apply Online.
  2. Contact your current financial institution for the pay off on your auto loan. Your Thrive loan
    officer will also need the address of your current financial institution to send the pay off amount.
  3. Obtain your Vehicle Information to Book Out – including: VIN #, Packaging and Miles.

4 easy ways to apply

  1. Apply Online by clicking here.
  2. Apply during credit union hours by calling Delaware Drive @ 765-284-1015, Wheeling @ 765-289-7001 or Morrison @ 765-381-8204 and pressing option 2.
  3. Stop by one of our three Thrive branches to start the application process.
  4. Visit Auto Premier and shop for your new car or get pre-approved for financing through Thrive on Auto Smart at participating dealerships.

Vehicle loan rates

DescriptionTerm DescriptionAPR As Low As
New/Used 2019–201836 Months3.25%
48 Months3.25%
60 Months3.50%
72 Months4.00%
84 Months4.50%
2017–201536 Months3.50%
48 Months3.50%
60 Months3.75%
72 Months4.25%
2014–201236 Months4.25%
48 Months4.25%
60 Months4.75%
2011–200936 Months5.00%
48 Months5.50%
2008 & Older36 Months7.00%
* Rates include 0.25% deduction for direct deposit.
** Rates may be higher depending on credit score.
*** Rates listed are APR — Annual Percentage Rates.

Auto Loan Calculator 

Calculate your monthly payments with Thrive’s Auto Loan Calculator!




At Thrive we also offer optional Gap Insurance, Mechanical Breakdown Protection, Life, Disability and Unemployment Loan Payment Protection.