Share Certificates
Thrive Credit Union can help you earn higher dividends on your deposits with share certificates. With low minimum balance requirements and a variety of terms, share certificates are a great savings option for just about everyone. Terms are available from 6 months to 5 years with a minimum balance of as low as $500.00. Of course, the more you deposit, the more you earn. You have several options on how your dividends are paid.
Options: You can have dividends compounded quarterly, transferred quarterly, or paid by check quarterly. A penalty will be imposed for early withdrawal.
Share Certificates
Dividends posted quarterly effective 4/04/2018 and are subject to change without notice.
| Account Type | Minimum | Maximum | APR*** | APY*** |
|---|---|---|---|---|
| 3 Months | 0.15% | 0.15% | ||
| 6 Months | 0.25% | 0.25% | ||
| 6 Months | $10,000 | 0.35% | 0.35% | |
| 12 Months | 0.60% | 0.60% | ||
| 24 Months | 1.00% | 1.00% | ||
| 36 Months | 1.40% | 1.41% | ||
| 48 Months | 1.75% | 1.76% | ||
| 60 Months | 2.00% | 2.02% |
| Share Certificate Special - Dividends posted quarterly ($2,500 minimum) | Rate | Yield |
|---|---|---|
| 16 month Special | 1.35% | 1.36% |
| 16 month with checking | 1.50% | 1.51% |
| 28 Month Special | 1.60% | 1.61% |
| 28 month with checking | 1.75% | 1.76% |
| 50 Month Special | 1.90% | 1.91% |
| 50 month with checking | 2.10% | 2.12% |