Share Certificates
Thrive Credit Union can help you earn higher dividends on your deposits with share certificates. With low minimum balance requirements and a variety of terms, share certificates are a great savings option for just about everyone. Terms are available from 6 months to 5 years with a minimum balance of as low as $500.00. Of course, the more you deposit, the more you earn. You have several options on how your dividends are paid.
Options: You can have dividends compounded quarterly, transferred quarterly, or paid by check quarterly. A penalty will be imposed for early withdrawal.
Share Certificates
Dividends posted quarterly effective 5/30/2018 and are subject to change without notice.
| Account Type | Minimum | Maximum | APR*** | APY*** |
|---|---|---|---|---|
| 3 Months | 0.15% | 0.15% | ||
| 6 Months | 0.40% | 0.40% | ||
| 6 Months | $10,000 | 0.55% | 0.55% | |
| 12 Months | 0.75% | 0.75% | ||
| 24 Months | 1.10% | 1.11% | ||
| 36 Months | 1.40% | 1.41% | ||
| 48 Months | 1.75% | 1.76% | ||
| 60 Months | 2.00% | 2.02% |
| Share Certificate Special - Dividends posted quarterly ($2,500 minimum) | Rate | Yield |
|---|---|---|
| 16 month Special | 1.60% | 1.61% |
| 16 month with checking | 1.85% | 1.86% |
| 28 Month Special | 1.85% | 1.86% |
| 28 month with checking | 2.10% | 2.12% |
| 50 Month Special | 2.25% | 2.27% |
| 50 month with checking | 2.50% | 2.52% |