Thrive Credit Union

Share Certificates

Thrive Credit Union can help you earn higher dividends on your deposits with share certificates. With low minimum balance requirements and a variety of terms, share  certificates are a great savings option for just about everyone. Terms are available from 6 months to 5 years with a minimum balance of as low as $500.00. Of course, the more you deposit, the more you earn. You have several options on how your dividends are paid.

Options: You can have dividends compounded quarterly, transferred quarterly, or paid by check quarterly. A penalty will be imposed for early withdrawal.

Share Certificates

Dividends posted quarterly effective 11/29/2017 and are subject to change without notice.

Account TypeMinimumMaximumAPR***APY***
3 Months0.12%0.12%
6 Months0.15%0.15%
6 Months$10,0000.20%0.20%
12 Months0.40%0.40%
24 Months0.75%0.75%
36 Months1.25%1.26%
48 Months1.55%1.56%
60 Months1.85%1.86%
Share Certificate Special - Dividends posted quarterly ($2,500 minimum)RateYield
16 month Special1.30%1.31%
16 month with checking1.45%1.46%
28 Month Special1.50%1.51%
28 month with checking1.65%1.66%
50 Month Special1.90%1.91%
50 month with checking2.10%2.12%