Thrive Credit Union

All Loan Rates

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Vehicle Rates

Rates Effective 5/17/17.

DescriptionTerm DescriptionAPR As Low As
New/Used 2017-201636 Months2.24%
48 Months2.49%
60 Months2.49%
72 Months3.24%
84 Months3.99%
2015-201336 Months2.74%
48 Months2.99%
60 Months2.99%
72 Months3.74%
2012-201036 Months2.99%
48 Months3.24%
60 Months3.24%
72 Months4.24%
2009-200536 Months3.24%
48 Months3.49%
60 Months4.49%
2004 & Older36 Months7.49%
48 Months8.49%

*Rates include 0.25% deduction for direct deposit.  **Rates may be higher depending on credit score. ***Rates listed are APR — Annual Percentage Rates.
Boats, Motorcycles, ATV’s Waverunners
– Add 1% to vehicle rate
CLASSIC/ANTIQUE/VINTAGE CARS: Add .50% on our highest secured car rate for up to 60 months. Autos only and they are subject to inspection.

Motor Home, Fifth Wheel, Travel Trailer Rates

DescriptionTerm DescriptionAPR As Low As
New60 Months3.49%
72 Months3.74%
84 Months3.99%
96 Months4.24%
108 Months4.49%
2013-200760 Months3.49%
72 Months3.74%
96 Months4.24%
108 Months4.49%
2006 and older 60 Months5.49%
up to 120 MonthsAdd 2% to New Rates
*Rates may be higher depending on credit score.
**Rates listed are APR -- Annual Percentage Rates.

Home Equity Rates

DescriptionTerm DescriptionAPR As Low As
** HE -- Fixed Rate>5 Year4.25%
** HE -- Fixed Rate10 Year4.50%
** HE -- Fixed Rate15 Year4.75%
* HE -- Fixed Rate5 Year 71-90% LTV4.50%
** HE -- Fixed Rate10 Year 71-90% LTV4.75%
* HE -- Fixed Rate15 Year 71-90% LTV5.00%
Line of Credit203.75 Variable - Adjusts Monthly %
Add 2.00% on Rentals
*APY on home equity loans equal quoted APR

Personal Loan Rates

Term DescriptionAPR As Low As
42 Months10.00%
48 Months11.00%
*Rates posted are base rates and may be higher depending on your credit score.
**APR is Annual Percentage Rate

***APR is Annual Percentage Rate. ***Rates posted are base rates and may be higher depending on your credit score.

ALL RATES SUBJECT TO CHANGE AT DISCRETION OF BOARD OF DIRECTORS.