All Loan Rates

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Vehicle Rates

Rates Effective 2/20/2019.

DescriptionTerm DescriptionAPR As Low As
New/Used 2019–201836 Months3.25%
48 Months3.25%
60 Months3.50%
72 Months4.00%
84 Months4.50%
2017–201536 Months3.50%
48 Months3.50%
60 Months3.75%
72 Months4.25%
2014–201236 Months4.25%
48 Months4.25%
60 Months4.75%
2011–2000936 Months5.00%
48 Months5.50%
2008 & Older36 Months8.25%
* Rates include 0.25% deduction for direct deposit.
** Rates may be higher depending on credit score.
*** Rates listed are APR — Annual Percentage Rates.

Boats, Motorcycles — same rate as Vehicle Loans
Waverunners , ATVs and Snowmobiles — Add 1% to vehicle loans
CLASSIC/ANTIQUE/VINTAGE CARS: Add .50% on our highest secured car rate for up to 60 months. Autos only and they are subject to inspection.

Motor Home, Fifth Wheel, Travel Trailer Rates

DescriptionTerm DescriptionAPR As Low As
New60 Months3.75%
72 Months4.00%
84 Months4.25%
96 Months4.50%
108 Months4.75%
120 Months5.00%
2019–201360 Months4.75%
72 Months5.00%
84 Months5.25%
96 Months5.50%
108 Months5.75%
120 Months6.00%
2012 and older 60 Months5.75%
72 Months6.00%
84 Months6.25%
96 Months6.50%
108 Months6.75%
120 Months7.00%
* Rates may be higher depending on credit score.
** Rates listed are APR — Annual Percentage Rates.

Home Equity Rates

DescriptionTerm DescriptionAPR As Low As
HE — Fixed Rate> 5 Year4.75%
HE — Fixed Rate10 Year5.00%
HE — Fixed Rate15 Year5.25%
HE — Fixed Rate5 Year 71-90% LTV4.75%
HE — Fixed Rate10 Year 71-90% LTV5.25%
HE — Fixed Rate15 Year 71-90% LTV5.50%
Line of Credit205.50% Variable - Adjusts Monthly %
* Add 2.00% on Rentals
** APY on home equity loans equal quoted APR

Personal Loan Rates

Term DescriptionAPR As Low As
42 Months10.00%
48 Months11.00%
* Rates may be higher depending on credit score.
** Rates listed are APR — Annual Percentage Rates.

APR is Annual Percentage Rate. Rates posted are base rates and may be higher depending on your credit score.

ALL RATES SUBJECT TO CHANGE AT DISCRETION OF BOARD OF DIRECTORS.